01 · Fund
Take payment
PayFast, Ozow instant EFT and Peach Payments collect money in.
payment_payfastpayment_ozowpayment_peach
Operator Platform
Book a demo
Core domain · Payments / Fintech
Turn subscribers into a fintech base.
Mobile money, local payment rails and prepaid commerce — collect, hold, disburse and extend credit — with AML screening built in, so the subscriber base becomes a fintech surface.
MoMo · M-Pesa · AirtelPayFast · Ozow · PeachBNPLAML · SARB
11
payments & fintech modules
3
mobile-money rails
3
SA payment gateways
BNPL
+ insurance
AML
CDD · SARB
Collect and disburse
Money in, money out, safely.
Fund an account through local rails, hold it in a wallet, spend it on prepaid commerce, extend credit — and screen it all for financial crime.
02 · Hold
Keep a balance
A mobile-money wallet on MoMo, M-Pesa and Airtel Money.
mobile_walletmobile_wallet_mvno
03 · Spend
Prepaid commerce
Electricity and OTT vouchers turn balance into goods.
mobile_electricity_vouchersphoenix_ott_voucher
04 · Extend
Offer credit
Device BNPL with credit scoring, plus device and airtime insurance.
mobile_bnplmobile_insurance_products
05 · Screen
Stay compliant
AML screening, CDD profiling and SARB reporting.
mobile_wallet_aml
The stack
Every money movement, one domain.
Wallet, gateways, prepaid commerce, consumer credit and financial-crime controls.
Mobile Money Wallet 3 modules
A balance every subscriber can hold.
Mobile wallet
MoMo, M-Pesa and Airtel Money wallet.
mobile_wallet
Wallet ↔ MVNO
Connect the wallet to the MVNO subscriber system.
mobile_wallet_mvno
Softphone wallet
In-app payments for the VoIP softphone.
voip_softphone_wallet
Local Gateways 3 modules
Collect on South African rails.
PayFast
PayFast payment provider.
payment_payfast
Ozow
Ozow instant-EFT provider.
payment_ozow
Peach Payments
Peach COPYandPAY provider.
payment_peach
Payment Integrity 1 modules
Never process a webhook twice.
Webhook dedup
Atomic idempotency guard for payment provider webhooks.
payment_webhook_dedup
Prepaid Commerce 2 modules
Spend balance on real goods.
Electricity vouchers
Multi-provider electricity vouchers (Prepaid24/Kazang).
mobile_electricity_vouchers
OTT vouchers
OTT mobile voucher issuing and redemption.
phoenix_ott_voucher
Consumer Credit 2 modules
Lend against the base.
Device BNPL
Instalment plans with credit scoring and device locking.
mobile_bnpl
Insurance
Multi-provider device and airtime insurance catalogue.
mobile_insurance_products
Financial Crime 1 modules
Meet the money regulators.
Wallet AML
AML screening, CDD profiling and SARB reporting.
mobile_wallet_aml
Fintech-grade
Safe by construction.
An atomic webhook-idempotency guard means a retried payment callback can't double-credit, and built-in AML/CDD/SARB screening keeps the wallet on the right side of the regulator — controls a bolt-on gateway can't give you.
payment_webhook_dedup
Standards & interop
The rails your customers already use.
Built on the mobile-money and South African payment rails, with the financial-crime reporting the regulator requires.
MoMoM-PesaAirtel MoneyPayFastOzowPeachSARBFICA
Part of the platform
Every subscriber, a wallet.
Collect, hold, disburse and lend on one platform — turning the subscriber base into a fintech surface without a separate stack.